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Posted: Wed Oct 20, 2010 6:10 pm
by jayne.6
does a dmp show up on a credit check
Posted: Wed Oct 20, 2010 7:41 pm
by 666
hi jayne
your credit file may show you are in a payment arrangement with your creditor(s) so effectively the answer is yes.
Posted: Wed Oct 20, 2010 7:49 pm
by kallis3
Mine showed up as a 'Special arrangement' so it wouldn't take much to put two and two together.
Posted: Thu Oct 21, 2010 2:51 am
by MelanieGiles
It's a bit hit and miss, and tends to show more if the account is actually defaulted.
Posted: Thu Oct 21, 2010 9:40 am
by Andrew Graveson
As stated previously the debt management plan itself will not show up. Starting a debt management plan is not in itself a credit "event" to be recorded (like a default notice, CCJ or an IVA would be for example).
It will typically result in your credit file showing late payments, missed payments, default notices and "arrangements" on the individual lines of credit.
Posted: Thu Oct 21, 2010 12:19 pm
by kallis3
Mine did all show up as late payments as well, no defaults though.