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Posted: Sat Sep 04, 2010 4:45 pm
by missy80
It's urgent in that I'm desperate to know!

My creditor's meeting is on Thursday. Today I received a tax rebate cheque in the post. Do I have to hand that over?

Hope someone knows, it's driving me crazy!

Posted: Sat Sep 04, 2010 5:04 pm
by Shining
http://www.iva.co.uk/forum/topic.asp?TO ... tax,rebate

Not sure if anything in this posting will help you Missy, or if you hang around one of the professionals may be along soon to advise. x

Posted: Sat Sep 04, 2010 5:18 pm
by missy80
Thanks Lesley

I'm just not sure if I am bound by the terms of an IVA if the IVA hasn't been agreed yet?

Posted: Sat Sep 04, 2010 5:24 pm
by Shining
I wouldn't like to say Missy, so we'll have to wait around, I hope you get a positive result x

Posted: Sat Sep 04, 2010 5:41 pm
by Scott72
Cash the cheque at a cheque cashing service, or ask HMRC to make it payable to a 3rd party. Not strictly right, but HMRC will do it for you. If this goes into your account it is an asset and is at risk.

Posted: Sat Sep 04, 2010 5:44 pm
by Shining
Melanie will be along soon I'm sure Missy to advise what to do as she often works above and beyond office hours.

I would personally wait for her advice and not do anything about cashing it, always best to be up front in an IVA. That is how I conduct mine and Melanie is a very fair IP x

Posted: Sat Sep 04, 2010 6:29 pm
by missy80
Well Melanie knows it's due anyway and to be honest I couldn't cope with the extra stress of trying to keep it quiet! My grandad used to say "Peace of mind is worth a million pounds" and it's what keeps me buying rail tickets even though no-one ever checks them!

I have to go now and won't be back in front of a computer till Monday, hopefully a pro will see this by then!

Have a nice rest-of-weekend everybody

Posted: Sat Sep 04, 2010 7:04 pm
by Shining
You have a nice weekend too Missy and my sentiments exactly re the rail tickets.

Mel will advice on Monday if she doesn't pick up on this over the weekend, just give her office a call, nothing is too much trouble for them. x

Posted: Sun Sep 05, 2010 12:17 pm
by missy80
Bump

Posted: Sun Sep 05, 2010 12:31 pm
by MelanieGiles
This is a personal matter between Missy80 and myself, and one which is better discussed off the forum. I am sure that Missy80 will be happy to post the outcome of her IVA when the time is appropriate to do so.

Posted: Sun Sep 05, 2010 12:53 pm
by missy80
Sure, thanks. I'll give you a call tomorrow?

Posted: Sun Sep 05, 2010 3:18 pm
by kallis3
I agree that this is something between missy and Mel.

We do not condone hiding things from our IPs on here Scott - always best to be upfront with the IP from day one.