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Posted: Sat Jul 31, 2010 12:48 pm
by rodmunch
i have been sucessful in claiming back some ppi charges totlaing approx £2.5k.do i have to pay it into my IVA?
Posted: Sat Jul 31, 2010 1:20 pm
by Pandy
Hi Welcome to the forum,
I believe this would be classed as a windfall and would need to be paid in, some windfall clauses have a £500 clause that anything over that needs to be paid, mine doesn't I have to pay everything over, check your chairman's report / proposal which should give details.
Posted: Sat Jul 31, 2010 2:41 pm
by PoorbutHappy
I claimed back a load of money. Never actually saw any of it though as they just knocked it off my balance. Still it meant less was needed for my F&F, and I felt a lot happier at getting my own back at the bank!
Posted: Sat Jul 31, 2010 3:33 pm
by plasticdaft
Let your IP know that you have claimed the ppi. Do you actually have the money in hand or are you waiting for it to come?
Posted: Sun Aug 01, 2010 12:43 am
by MelanieGiles
Have you actually received the money from the creditor? If so, then it must be a windfall and you will need to hand the money over to your IP for the benefit of the other creditors.