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Posted: Wed Jul 21, 2010 6:33 am
by JMW1969
hi there
my iva is going to Liberal Financial next week to be drafted. has anyone got any reviews?

Posted: Wed Jul 21, 2010 6:40 am
by kallis3
I have to say that I've not heard of them. Have you checked on iva.com to see if there is anything about them on there?

Posted: Wed Jul 21, 2010 7:57 am
by Shining
Having had a quick look I can't find them listed, maybe one of our other posters or a professional will know of them? x

Posted: Wed Jul 21, 2010 9:33 am
by Skippy
I can't find anything about them. Are they actually proposing your IVA or will they be passing your information to an IP?

Posted: Wed Jul 21, 2010 1:36 pm
by Adam Davies
Hi
To you mean Liberta ? If so then they are an excellent company and you will be in very safe hands
Regards

Posted: Wed Jul 21, 2010 9:29 pm
by JMW1969
oh yes-i do mean Liberta! just wanted to know some timescales really and the process once they receive all my paperwork.

Posted: Wed Jul 21, 2010 9:35 pm
by kallis3
I agree with Andy and you should expect something along a 6-8 week timeline unless you have anything complicated.

Posted: Wed Jul 21, 2010 9:41 pm
by JMW1969
i think andy would agree, ive been very stressed whilst getting all my documents to VB over the last few weeks plus deflecting all the creditor calls- its a relief that things will start moving next week!

Posted: Wed Jul 21, 2010 9:44 pm
by kallis3
Excellent news and VB will certainly sort you out.

Posted: Wed Jul 21, 2010 10:03 pm
by Adam Davies
Hi
It shouldn't take long now, all the hard work has been done in gathering the information needed.
Regards

Posted: Thu Jul 22, 2010 10:14 pm
by starting again
My IVA is with Liberta and I can only praise Liz for her total support and professional approach before and after setting up my IVA. I read on here a lot that people struggle to speak to their IP's. Right from the start I have been able to get in touch with her by either phone or email and all my questions/queries no matter how small or stupid have been answered very quickly. I hope you have the same relationship with her as I have.

Good luck, im sure your IVA will be approved and you can start to enjoy life.

x

Posted: Thu Jul 22, 2010 11:04 pm
by MelanieGiles
Liz is lovely, and extremely hardworking. I meet her from time to time at conferences and the like, and can say that you are in very safe hands.

Posted: Sat Jul 24, 2010 1:36 pm
by JMW1969
thanks everyone- i sent my first payment to VB yesterday through the bank so my case will be forwarded to Liberta soon i hope-can anyone give me an idea of what happens after the proposal is drafted and how long before i hear from them.

Posted: Sat Jul 24, 2010 3:48 pm
by MelanieGiles
If she works in the same way as my firm, you will be contacted as soon as the proposal is drafted by the staff member working on the file, who will want to check the accuracy of the information with you, and then shortly afterwards by the IP directly who will want to run through the decisions you have made and be confident that the propsal you are putting forward is reasonable and achievable.

I am sure that you will hear from them in the meantime as well, if they have queries to follow up with you.