www.iva.co.uk

Hi everyone,
Apologies to all as i've not posted for a while but i have been looking in. Anyway i'm just letting all know we received out certificate of completion yesterday so its all officially finished now. Helen - i reckon yours will come sooner than Sept - i didn't expect ours to arrive until at least August but its come really quickly.

Well done on receiving your certificate of completion, I'm half way now so hoping the remainding months fly by without hiccup.

Enjoy your debt free future. x

Thanks Lesley - i think it was Andy who went out and did shopping without a list. Have to admit i did that yesterday afternoon and it was great!

Excellent news Jen.

Congratulations, hope you have a great debt free future. Don't forget to keep posting to let us know how you are getting on.

Jen,

Sorry if you've posted this elsewhere, but how long did your Certificate of Completion take to arrive?

My last payment goes out in early August(2nd),and I can't wait to have it in my hands!

Thanks.

Hi there,
Our last payment went from the bank April 9th and we received the Cert on Saturday. Much quicker than i expected. Not long now for you. Must admit though looking at it - and i've looked at it several times as you can imagine i thought it would be some kind of fancy looking document but its not.

Thats great news, I can't wait to be in that position. x

Hi Helen,
I have no idea - to be honest i haven't even looked - infact i've never looked. How do i access this. I've been reading about checking the credit files - how do i do this or should i just leave well alone. Its really weird though knowing that all money is now ours - i still feel as though i should be paying someone - it feels really strange, its hard to explain it.

its hard to beleive its all over really.

Check via this link:

http://www.insolvency.gov.uk/eiir/IIRMasterPage.asp

You need to click on name details, choose 'all offices and courts' and then hit go and enter your details.

Thanks Kallis
what about credit reports or should these be left alone?

Hey guys,
i've just checked the insolvency register and we're both still on it. How long does it take to be removed?

Helen is right with the CRAs, you don't need to rush to get sorted a your IVA will remain on there until the six years is up.

As to the IR, it may be down to when the IP informs them that you have completed? Not sure about that.

thanks guys
xx

hi we're still on the register and we completed in middle of april but go certificate in may so just gonna keep checking and hope it is gone by next month good luck for a debt free future