www.iva.co.uk

Hi All,

My salary fluctuates on a monthly basis due to working unsociable hours and weekends, GT have just done my annual review and requested 12 months payslips, only 3 previously. They are asking for me to pay back 50% of what I earnt over my basic salary. Is this common, it has never been requested from me in my previous reviews or have I just been lucky up until now. There is no mention of overtime or bonuses in my proposal (used to be with Debt Matters who were pretty naff).

Cheers,

DM

Hi DM,

Hope you are well.

It may be that because it's not mentioned, this is why they are asking for it, but I'd speak to them about it and tell them you've never had to pay it to them before. The majority of us have either a straight 50/50 or clause or 10% and then 50/50.

Hopefully Mel or Andy will be along to advise about this.

They can only ask for additional money if your IVA proposal provides for this. Ask them to clarify the specific clauses they are relying on to seek these extra funds from you.