www.iva.co.uk

Well, I am still over-hyper after today's meeting.

i can't believe I'm finally on the road to financial freedom...I accept it'll be tough and tight but the thought if no more worries of how to meet the payments for everything and only one payment to make instead of 10 separate ones and worries about how I am going to do it all!!

Just want to say thanks to everyone on the forum for support and advice....you really made a difference!

Good Luck to everyone else starting out on the IVA route xxx

Hi
Well done and please keep posting, your experience will help others
Regards

Hi - I bet you get a good nights sleep tonight [:)]

You're in control now and with support from here you will get to the end of your journey. In fact you'll get a buzz from saving money and being frugal [:D]

You'll be a great help to others just starting out as you'll be able to relate to how they are feeling.

xx

thanks - i'll definitely keep blogging and posting....

am just going to go for a nice swim now...

is it just me or is it that once this big trouble is lifted from your shoulders, anything seems possible???

i'll update my blog over weekend..

julie - you're right - i'd started to be more frugal from the minute i contacted payplan...and you do get a buzz from being tight!! haha

Congrats Debt Attack
And also just to let you know, I check my bank account every day....coz it is so nice to see a little bit of money in there and NO overdraft
Well done

Again well done from me, hope you had a good swim and do keep posting. x

I know Lesley's with me on this one...but I go online banking everyday! Natwest would phone me if I didn't log in [:D]

Sometimes I look more than once a day especially now it's on my phone! he he! x

Many congratulations from me as well. You must be so pleased and relieved that creditors have supported your proposals.

..and I have enjoyed reading your blog so far, looking forward to the next updates!

Thanks for reading mine, all I can say is blogging helped me no end....but you deserve a medal for reading it [:D] thanks for the kind words [;)]

Congratulations debt attack. Glad it went ok.

Keep posting to let us know how things are going.

Glad it went well for you,hope the next 5 years go well for you

Hi

Thanks to all of you for your kind words and congrats...

Yes, had a lovely stress-free swim.....maybe now I don't have debt to concetrate and worry about I can start to think of my next plan of action.....slimming!!

Yes, I must admit I'm a bit addicted to Natwest online banking too...its nice to have a budget and when you check whats gone out of your bank it matches to your budget too!!

Julie - your blog is really good and inspiring - a real interesting read.....hopefully mine can be a little bit as good as yours....

When I'm chilling at weekend letting it all sink in properly then I'll update again....am sure I'll have plenty to say as every time I say "just a short update"...my fingers run away with me and it never is!!

Lol

Congratulations and well done from me aswell.
Best of luck for the future.

Thanks

Congratulations [:)]