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Posted: Mon Feb 22, 2010 8:51 am
by JB1520
It is now 14 months since I completed my IVA and STILL cant get credit anywhere. Can someone suggest a credit card that could offer me a low limit that I could repay each month and also any ideas on phone contracts.
JB
Posted: Mon Feb 22, 2010 9:12 am
by rayb
Hi,
I believe a lot of people use Vanquis although it does have a high APR. With regards to phones unless you already have an existing contract with a provider it will be pretty hard until all your defaults have dropped off.
Posted: Mon Feb 22, 2010 9:26 am
by Skippy
I have a Vanquis card and it does have a high rate of interest, but if you make sure that you pay it off in full each month it doesn't matter.
Posted: Mon Feb 22, 2010 9:37 am
by plasticdaft
When did your IVA start? I am guessing that you offered a full and final early and it didnt run for 60 months?
Paul