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Posted: Mon Feb 08, 2010 5:59 pm
by james.ei
my mortgage was 647 a month, now down to 490 per month as rate has fallen, got my first review with harrington brooks, all they want is the last 12 month payslips and my p60. do i tell them about my mortgage ?
Posted: Mon Feb 08, 2010 6:18 pm
by Adam Davies
Hi
Yes you need to.
They should also ask you to fill out a fresh income and expenditure form and you will need to list the correct mortgage payment.
Regards
Posted: Mon Feb 08, 2010 6:39 pm
by Julie
Hi James,
I agree with Andy you will need to declare a new I&E form. Even though your mortgage payments have decreased, maybe some of your other expenditure has increased, council tax, wter rates etc.
Posted: Mon Feb 08, 2010 6:54 pm
by luluj
honesty is best policy - pay the extra in now and when / if your mortgage goes up again complete a further review to amend your payments again......pay back as much as you can during your IVA !
Posted: Mon Feb 08, 2010 10:21 pm
by MelanieGiles
I am suprised that they have not sent you an income and expenditure form to fill in.
Posted: Mon Feb 08, 2010 10:23 pm
by Shining
Ask for an Income and Expenditure form is they haven't provided this and fill this in honestly and accurately.