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Posted: Tue Jan 19, 2010 10:06 pm
by gail.gy
Head shot!!! With reference to something that Melanie posted, i took out a consolidation loan five and a half months ago which equates to prob a quarter of my total debt. does anyone know if this will go against my app for iva. my head is shot with all this worry!!
Posted: Tue Jan 19, 2010 10:10 pm
by Adam Davies
Hi and welcome
If it was to consolidate existing debt with the same creditor then no, I don't think that it will. If it was to consolidate debt from different creditors then possibly the new creditor will reject
Regards
Posted: Tue Jan 19, 2010 11:20 pm
by size5
I would probably agree with that synopsis, with the proviso that if your circumstances had changed since then then a case could be made on that basis.
Consult an IP firm directly, via
www.iva.com take time to speak to 2 or 3 firms and then make your next move from there.
Regards.
Posted: Wed Jan 20, 2010 2:51 am
by MelanieGiles
It entirely depends upon the attitude of that particular creditor - there can be no guarantees about anything unfortunately.