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Posted: Mon Dec 07, 2009 12:05 pm
by Seahorse
Hi all

Just a quick note to say a big thank you for all your answers to my many queries a couple of weeks back.

My Hubbie went bankrupt this morning and we were both really nervous but everyone at the court was really helpful and the judge was a lovely man. He has spoken to the OR today and he is allowed to carry on trading but from now on I will be taking over the money side and keep him in order.

All I have to do now is to sort out my IVA with Grant Thornton. I will be ringing them tomorrow to try and sort out new payments from January.

Thank you all again.

Jane x

Posted: Mon Dec 07, 2009 12:19 pm
by Julie
Glad everything went well this morning Seahorse.

Good luck with your IVA too and please keep posting xx

Posted: Mon Dec 07, 2009 12:20 pm
by Shining
Seahorse what a fantastic positive post. I am so glad that everything worked out well for you and that bankruptcy wasn't as bad as first thought.

I wish you well with your IVA. x

Posted: Mon Dec 07, 2009 12:21 pm
by Michael Peoples
That is great news for your husband and hopefully GT can have your proposal sorted in the New Year.

Posted: Mon Dec 07, 2009 2:14 pm
by kallis3
So glad it went ok Seahorse. That must be a weight off both of your minds.

Good luck with sorting out your IVA.

Posted: Mon Dec 07, 2009 2:35 pm
by Seahorse
Many thanks again.

I can't tell you how much better we feel now. It's not as bad as you imagine!!!

I am going to contact GT tomorrow and see if there is any way that I can make a F&F settlement offer with the money in our pot! Now that my Husband is bankrupt, will a proportion of the money held by GT be paid to his creditors or is this left in the pot to pay out to mine?

I can eat now [:)] (I haven't been able to feel hungry for about a week, now I am making up for it big time!!!!)

Jane x

Posted: Mon Dec 07, 2009 2:56 pm
by kallis3
I think that any monies held by GT will probably have gone towards their fees and possibly some to the creditors.

Good luck with sorting out a full and final, I hope you can get one accepted.

Posted: Mon Dec 07, 2009 8:06 pm
by MelanieGiles
Your IP will now need to separate out your estates and will distribute the monies still held in your husband's case to his creditors - including any joint debts. The joint creditors will still be entitled to claim for the full level of their existing debt in your IVA moving forward.

Posted: Mon Dec 07, 2009 10:23 pm
by Skippy
I'm glad it went well for your hubby, and good luck with your IVA x