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Posted: Sun Nov 29, 2009 5:54 pm
by Cath
and counting...still here with everything crossed for acceptance!
Hopefully these next 9 days will go quickly and I can be put out of my misery on the 8th!
Posted: Sun Nov 29, 2009 6:03 pm
by Julie
Won't be long now Cath...we waited over 6 months for our meeting, can you believe!
How are you coping family wise?
Posted: Sun Nov 29, 2009 7:17 pm
by Cath
We're coping well, thanks Julie. Living within our means and enjoying it knowing that we're not using credit cards. I haven't used one since the beginning of August and we are budgeting well, even got a wee bit in the savings which I'm sure will disappear for Christmas!
Posted: Sun Nov 29, 2009 7:19 pm
by kallis3
Good luck Cath - you are with an excellent IP and she would not be putting your proposal forward if she wasn't confident of it being accepted.
Not long now.
Posted: Sun Nov 29, 2009 10:31 pm
by flumpy dog
good luck cath
yes this is the pain in the bum time now but it will go quick hun
i had mine 29/12/08 and from this time up til then it was murder to not panic
owe it to these lovelies and mel and her team who kept me sane
stay strong hun xxxxxx[:o)]
Posted: Mon Nov 30, 2009 8:48 am
by Lisa2009
Best of luck. Not long to wait xx
Posted: Mon Nov 30, 2009 8:53 am
by becca21
Cath the feeling that you get when they tell you it's all accepted will wash away all the horrible feelings you have now! promise!
x
Posted: Mon Nov 30, 2009 9:51 am
by Shining
All the best Cath won't be long now and as Becca says the relief far outweighs this transitional period.
Posted: Mon Nov 30, 2009 3:26 pm
by ontheroad
Good luck Cath, not long now, got everything crossed for you, as Becca says im sure the wait will be worth it xx
Posted: Mon Nov 30, 2009 4:56 pm
by Simbel
Cath I echo everyone else's sentiments - good luck, can't wait to see your positive post. X [:I]
Posted: Mon Nov 30, 2009 5:21 pm
by Cath
Like that one ladyh....thanks for the support everyone xxx
Posted: Mon Nov 30, 2009 8:38 pm
by country girl
Hi
Not long now Cath. Good Luck
Linda X
Posted: Mon Nov 30, 2009 8:42 pm
by Skippy
Not long now Cath, you're nearly there x
Posted: Mon Nov 30, 2009 8:52 pm
by wannaBfree
Hi Cath, do you mind me asking who you turned to??
I'm pretty much settled on mine, just hope i can get all the paperwork togehther.
Posted: Mon Nov 30, 2009 9:12 pm
by Cath
wannaBfree, I started out with a firm who I cantacted in panic mode, I then found this forum and decided what they were telling me wasn't right so I am now with the IVA Advice Bureau. It's been a long slog so far but almost there!
You'll get the paperwork together I'm sure. It just takes a bit of balls when calling creditors for it especially if you have already missed a payment and if like me you never kept any of your agreements in the first place.
One thing for sure the IVA process definately gets you organised!