www.iva.co.uk

This is a very strange question but please bear with me... we have entered into a DMP and have a car on HP, we need to change it in the not too distant future as my hubby is a self employed driving instructor, no car=no income=more debt,we are aware that getting finance is virtually impossible now but we have never missed a payment on the HP agreement and we are wondering if anyone has experience of renewing HP agreements with the existing company...is it worth waiting 6 months before contacting the HP company as I am aware that our credit rating is not on top form at the moment,
Thanks

Hi,

Not a strange question at all.

If you cannot arrange finance through normal channels, you could always try Duncton. They are very sympathetic to people with a poor credit history.

You can find them via this link:

http://www.duncton.com/jsp/index.jsp

Hi
You may find that your existing HP company will refinance you as they have a record of your payments made on time.
As Jan states Duncton are highly recommended and should be able to help
Regards

I'm so glad I found this site, each time I think I've reached a dead end and can't see any way out someone is able to offer advice and add an extra slither to that light at the end of the tunnel.
I will try the original company 1st and then Duncton if needed
Thanks
Suzie

good luck suzieq keep us informed of the outcome as it will benefit other readers,good question.

Other posters have used Duncton and found them to be fine. I hope you can get things sorted with your own company, but at least there is a back up if you need it.