www.iva.co.uk

Hiya,

I have sent all my documents to B&E and am now awaiting a consultation by phone. I have heard that Lloyds TSB do not tend to accept IVAS, is this true or do I have a chance? What happens if they dont accept the agreement, am I back to struggling each month? Thanks, Russ

Hi russ.In and welcome to the forum, Blair Endersby wouldn't put a proposal forward I'm sure they're not confident of being accepted.

I didn't have Lloyds TSB as a creditor so cannot comment but I'm sure someone who did have or a professional will be along very shortly.

I'm with BE and had Lloyds as a creditor and the IVA was approved with no alterations. I'm pretty sure Lloyds didn't even vote acually.As Lesley said, your IP wouldn't put a proposal through that they didn't think stood a good chance.

Good luck!

The agency that vote for Lloyds have their criteria as do all creditors/agents. Provided the IVA complies with the criteria there is no reason for the IVA to be rejected and indeed BE would almost certainly not propose one under such circumstances.

Hi Russ,my husband & myself had loans and a current account at Lloyds TSB, but had no trouble from them with the iva.
Good look Joan

Who gave you this information Russ - which incidentally is utter rubbish!

Lloyds said no to mine, but it was only just over £2.5k against a debt of £80+k.

I don't think you will have a problem at all.

I'm with Blair Endersby; IVA approved 13/10/09 Lloyds TSB didn't vote. Best of luck x

KPMG who acted on behalf of LTSB agreed my IVA.

There's a handy wee tool which I noticed over to the right yesterday where people have put what their creditors voted, it's quite interesting when in pre-IVA. More people should put their info in there, I'll defo put mine in there when accepted.

What I have learned from this site is beleive in your IP.....did you hear this about Lloyds TSB from your IP or just what you gathered from the net?