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Posted: Mon Sep 28, 2009 10:34 pm
by pog1234
Well wish us luck......the day is nearly here and tomorrow we will know our fate. Dont expect to sleep much tonight...if at all!!!! We have both taken the day off so we can sit by the phone. Our dividend is low but that is our best offer and we are now in the hands of our creditors. We will have no other option but to go BR if our IVA is not accepted but with no equity in our property at least we will keep the house. Will let you all know how it goes.
Posted: Mon Sep 28, 2009 10:39 pm
by Shining
hi pog, good luck for tomorrow, try and get some rest tonight as you'll hopefully need your energy for a celebration tomorrow. I'll look out for your post.
Posted: Mon Sep 28, 2009 10:42 pm
by mikepapa
All the very best from us to Pog,, hope everything goes ok tomor for you,, fingers crossed for you m8y.
Posted: Mon Sep 28, 2009 10:43 pm
by pog1234
Thanks so much Lesley we have been waiting for this day since the begining of July and we are trying to be matter of fact about it all but it is hard. The weird thing is that our fate has already been decided by creditors just that we won't know until tomorrow. We have Susan Clay as our I/P and have every faith that our proposal is realistic.
Posted: Mon Sep 28, 2009 10:47 pm
by Shining
I'm feel confident that Susan has put the best proposal forward and it won't be long before you know. I sincerely hope it's accepted for you and you'll then be on your debt free journey.
Posted: Mon Sep 28, 2009 11:01 pm
by kallis3
Good luck pog - I'm sure it will be ok.
Posted: Tue Sep 29, 2009 8:05 am
by Pennyless
Pog good luck for today matey...fingerscrossed for you!!!!!!!!!!!!
Posted: Tue Sep 29, 2009 8:19 am
by Shining
Hope you managed some rest last night and will be looking in when I finish work this afternoon. All the best
Posted: Tue Sep 29, 2009 8:29 am
by Declan at DebtFreeDirect
Best of luck for today Pog
Posted: Tue Sep 29, 2009 8:52 am
by Lisa2009
Wishing you the very best of luck for today xx
Posted: Tue Sep 29, 2009 9:23 am
by Michael Peoples
Good luck from me too but you could not be in better hands.
Posted: Tue Sep 29, 2009 9:53 am
by Cath
Good luck for today xxx Your dividend is round about what ours will be, so I'm really rooting for you and waiting with anticipation for news of your outcome. xxx
Posted: Tue Sep 29, 2009 9:59 am
by fingerscrossed
All the best fingers crossed you will be on your debt free journey soon.
Dee
Posted: Tue Sep 29, 2009 10:43 am
by pog1234
ACCEPTED!!!!!! Oh my god what a huge relief. £430 per month (21p in the £) There have been a few modifications mainly to fees and they just want confirmation that we are only contributing the minimum amount into our pensions. Thank you all for your support and advice throughout the past few months your all very wonderful. Good luck to those of you that have just started your journey. We are now off to celebrate which may just involve a little alcohol!!!!
Posted: Tue Sep 29, 2009 10:47 am
by size5
Bit early in the day, even for me, but maybe a nice lunch is in order.
Well done to all concerned.
Regards.