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Posted: Sun Jun 07, 2009 9:23 pm
by Karantiggy
Hi everyone, just to let you know I had my IVA approved on the 3rd June 2009. The term will be for 6 years because Northern Rock decided they wanted 12 months extra payments. Anyway, I just have a couple of questions, my mortgage fixed rate is due to end in 2012 what will happen then due to the fact I am now in an IVA? Also I am due for a pay rise in July could I negotiate to keep this has this is probably the only one I will get?
Thanks for all your help
Posted: Sun Jun 07, 2009 9:28 pm
by kallis3
Well done on your IVA being approved, that's great news.
As to your mortgage, I think that is something you will have to look at closer to the date. You may be able to negotiate a new fixed rate, but of course it depends on how the economy is in three years time.
You will have to speak to your IP about the payrise. You may find that they won't want to do anything about it until your annual review.
Posted: Sun Jun 07, 2009 11:03 pm
by aerohead
Well done
x
Posted: Sun Jun 07, 2009 11:09 pm
by MRBLUESKY
well done best of luck for the future**
Posted: Mon Jun 08, 2009 8:57 am
by Vickilou28
Congratulations from me too! This is a new beginning for you! Good luck in the future xx
Posted: Mon Jun 08, 2009 9:08 am
by rayb
Me to - congratulations!!!! [:D]
Posted: Mon Jun 08, 2009 10:20 am
by mickyboy
Congratulations. Well done
Posted: Mon Jun 08, 2009 10:24 am
by wonder
Thats great, good luck for the future.
Posted: Mon Jun 08, 2009 11:03 am
by Skippy
Congratulations from me as well x
Posted: Mon Jun 08, 2009 11:14 am
by Michael Peoples
Well done from me too.
Posted: Mon Jun 08, 2009 1:29 pm
by Fugazi
Congrats from me too.
Posted: Mon Jun 08, 2009 1:49 pm
by Max
Congrats and good luck from us both
Posted: Mon Jun 08, 2009 7:54 pm
by fingerscrossed
congratulations....i hope i am writing to say the same tomorrow
Posted: Mon Jun 08, 2009 7:57 pm
by janjan
Congratulations
Janet x