www.iva.co.uk

Hi everyone

I am currently going into my 4th year and just having a review.
IVA has gone really well to date made all payments and over the last few years have been able to pay more each month due to increase in wages ( Now pay £448 started at 278)
My food, house keeping and toiletries allowance is £100 a month (single person) and has been since the beigning, however I am finding this a little tight now would it be unreasonable to put £120 on my review?
I have also found my Bills have increased too, but I am worried I will have to pay more into my IVA.

Glad your IVA is going ok.

Put down exactly what you spend on your I&E. Your IP and the creditors know that things have gone up. You will obviously paying a much higher dividend than when you first started, so I don't think you will have a problem.

Thank you for your reply, i was hoping that paying more now than when I started would go in my favour but its still a worry

It is a worry, but I'm sure you will be ok.

£100 a month for shopping, ouch, mine was approved at 185 so I don't iss your having a problem.

hi yellowrose well done with your iva not long to go.regarding your food expenditure your case officer or ip should guide you on your monthly entitlement £100 a month does seem rather small.

That allowance is dreadfully low - no wonder you find yourself struggling. Under CCCS guidelines you are allowed up to £195 per month, but I would simply tell your IP what you actually do spend on housekeeping and personal items.