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Posted: Thu Apr 23, 2009 11:07 am
by badcherrys
Hello everyone, 1st post here.
Me and my partner,are looking to do an IVA,

Can anyone tell us,which people are the best to do one with??

I have no idea about these,so any info,would be great

thanks [:)]

Posted: Thu Apr 23, 2009 11:11 am
by David Mond
Welcome to the forum.

Other posters will advise you.

However you need to have a chat with an IP and give him/her details of all your personal and financial circumstances and particulars and those of your partner.

Visit www.iva.com for reviews on firms and practitioners and select one or two to have a chat with.

They will give you the appropriate advice and it is free.

Let us know how you get on.

Posted: Thu Apr 23, 2009 11:29 am
by badcherrys
Thank you David for the quick reply, also with IVA's do you have do them on your own or can you do a joint one (as in me and my partner do one toghether?)

Posted: Thu Apr 23, 2009 11:30 am
by David Mond
My pleasure.

There is no such thing as Joint IVA's. They are individual but can be interlocking so both of you can do one each.

Posted: Thu Apr 23, 2009 11:35 am
by Adam Davies
Hi
Interlocking IVAs can be based on joint income and expenditure and paid with one monthly payment
Regards

Posted: Thu Apr 23, 2009 11:45 am
by badcherrys
Thank you for clearing this up Andy and David.

Posted: Thu Apr 23, 2009 12:37 pm
by nursecrippin
hiya and welcome, im relatively new on here as well, but there are some really lovely people on here that have helped guide us. i phoned a couple of companies about an iva before settling on Melonie Giles company there is a site iva.com which i visited and it helped alot. im in the process of sending all our paperwork in so early stages but getting there. Good luck[:)]