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Posted: Mon Apr 20, 2009 1:14 pm
by Pap
Hi everyone

Creditors meetings were today and it was an almost unanimous yes to both of us!!!
I am still shaking with disbelief!! Only modifications were 6 years not 5 (NR but we expected that) and some minor other things but no change to proposed payment.

Still sinking in - feeling very odd about it all but extremely relieved.

To everyone else going through this and panicking - have faith, I was the worst doubter of them all and if I can do it, so can you.

Thanks everyone!!!!

P x

Posted: Mon Apr 20, 2009 1:35 pm
by kallis3
Brilliant news Pap! I told you it would all be ok!

Enjoy the nice sunny day now!

Posted: Mon Apr 20, 2009 1:42 pm
by newbeginings
Well done glad it went your way. I will be signing my proposal tomorrow so not far behind you!

Who was your IP?

Posted: Mon Apr 20, 2009 1:43 pm
by MelanieGiles
Me!!!!

Posted: Mon Apr 20, 2009 1:50 pm
by newbeginings
I should have known Melanie it has you mark all over it. I have just read paps other post and for a minute I thought I had posted it as it was identical to everything I think and experienced with your company.

Posted: Mon Apr 20, 2009 1:56 pm
by mole
brilliant pap and well done melanie. Great result. Pity about the northern rock 6 year but still a result. Is the 6 year due to a low dividend offer or do nr do this to everyone. They have 33% of my debt.

Posted: Mon Apr 20, 2009 1:58 pm
by flumpy dog
arrrgh !
paaaaap im so haaapeeee for you xxx you so deserve this x
well done you little hunny x[:p]

Posted: Mon Apr 20, 2009 2:02 pm
by Shining
another result for Melanie and a huge relief for you Pap, well done on such fantastic news. Welcome aboard the IVA train!

Posted: Mon Apr 20, 2009 2:04 pm
by Pap
Thanks everyone

Swardean - I think NR quite often ask for 6 years, we were offering 23p & 24p/£ and NR were joint so they would get 47p/£ but had a fair bit of the overall debt. At the end of the day the original term of the loan would have gone on a lot longer than the 6 years so we were happy to agree to it.

P x

Posted: Mon Apr 20, 2009 2:17 pm
by Skippy
Congratulations Pap, I'm so pleased for you xxx

Posted: Mon Apr 20, 2009 2:24 pm
by Trickles
Well done Pap

Posted: Mon Apr 20, 2009 2:26 pm
by tori
Congratulations Pap...that's wonderful news! You must be so relieved...I really am so pleased for you - well done! [:)] xx

Posted: Mon Apr 20, 2009 2:33 pm
by mole
Thanks Pap, same for me, my NR loan has got over 6 years to run, so if it has to be 6 then it still is a lot better than my current situation.

Congratulations again. Enjoy this evening, then down to the budgeting!

Posted: Mon Apr 20, 2009 2:53 pm
by debtmountain
Brilliant news Pap,I'm so pleased for you and hubby[:D].,and well done to Melanie and her team too...Enjoy the rest of your day celebrating your fab news..xx

Posted: Mon Apr 20, 2009 3:17 pm
by Adam Davies
Hi
Congratulations Pap, and yet another successful case for Melanie.
Regards