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Posted: Wed Apr 15, 2009 9:00 am
by michellech
You receive payrise, payments to IVA go up. Your salary is then cut by £4000.00. You ask to lower payments, it is agreed but then your told that the difference between what you were paying and what you are now paying will be classed as arrears. Is this correct?
Posted: Wed Apr 15, 2009 9:34 am
by Skippy
I was under the impression that your payments could be lowered back to the original payment without any problems. Hopefully Melanie or David will be able to confirm shortly.
Posted: Wed Apr 15, 2009 9:46 am
by MelanieGiles
I would not class that as arrears - only if your reduced payments were lower than the contractual amount you agreed to pay at the outset of the IVA.
Posted: Wed Apr 15, 2009 10:11 am
by sophierose
Does anyone on here know if any IP's from Debt Free Direct post on here?
Posted: Wed Apr 15, 2009 12:41 pm
by kallis3
I don't think they do unfortunately.
Posted: Wed Apr 15, 2009 12:59 pm
by sophierose
With regard to Debt Free, I cannot even get to speak to my IP!!! Was told the only way to contact them is to write to them. Appalling
Posted: Wed Apr 15, 2009 1:03 pm
by Adam Davies
Hi
We should have an IP from DFD posting on here shortly
Regards
Posted: Wed Apr 15, 2009 1:05 pm
by kallis3