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Posted: Mon Mar 30, 2009 7:15 pm
by peterpan
after much advice from many companys i have decided to go for debt management plan for now, looking to go into an iva when i sort my life out because my outgoings are totally different every month at the moment. i have preety much decided to go with payplan, but before i commit to them i wwould like to know other peoples views on this company good and bad experiences please! thanks everyone for all the help and advice so far
Posted: Mon Mar 30, 2009 7:20 pm
by kallis3
Hi, I can't comment on what they are like with a DMP as I didn't do one with them, but my IVA is with them and I am almost 12 months in and so far have only had positive experiences with them.
Posted: Mon Mar 30, 2009 7:25 pm
by David Mond
Why don't you visit
www.iva.com and see also those IVA companies that offer DMP's as well. Select reviews of one or two before you decide.
Posted: Mon Mar 30, 2009 7:48 pm
by todd71
Hi
I am with Payplan been with them 24 months as per others never had a problem,
Good Luck
TODD
Posted: Mon Mar 30, 2009 8:09 pm
by dcl
I was with payplan for the 5 years of my IVA and they have been great. My partner was also in a DMP with them and they were always prompt in replying to any queries and helpful throughout and ensured that he didn't have to deal with any creditors himself.
Posted: Mon Mar 30, 2009 8:14 pm
by keh
How long will your DMP run for?
If you think an iva over 5 years may be to expensive the enquire about doing it over 6 years and reduce the payments
Posted: Mon Mar 30, 2009 8:50 pm
by EskimoLou
I'm with Payplan for my IVA, my Mom is with them for a DMP, both have only had good experiences so far, my Mom has been with them for 2 years,my IVA was accepted 2 weeks ago
Posted: Mon Mar 30, 2009 9:15 pm
by peterpan
the dmp is 17 years or something stupid like that, its only a short term plan to get my payments down cause me and my partner have just split up, and i want to get sorted out knowing exactly what my outgoings (csa etc) are before i commit to an iva. thanks again everyone
Posted: Tue Mar 31, 2009 2:41 am
by David Mond
Gotcha Peterpan - sort out what your commitments are likely to be then swap to an IVA as 17 years is really not on for a DMP!
Posted: Tue Mar 31, 2009 10:52 am
by kallis3
Good idea to get yourself sorted peterpan. It's a bit of breathing space while you get your head together.