Page 1 of 1
Posted: Tue Mar 17, 2009 6:49 pm
by peterpan
can you fine people please tell me what company you have all doing your iva with, and your experienceswith them. i have decided to do an iva but need to know who are the best company to go with. i really want this to be as hassle free as possible as most people do. so please let me know your stories. are some better at keeping your payments down better than others? thanks everyone
Posted: Tue Mar 17, 2009 6:57 pm
by Breakdown
peterpan
The payments should be more or less the same with any company,it's based on your disposable income. Most ip's use the cccs guidelines to work out your allowances.
Ring a few for advice, or read previous threads to see who most people recommend. I used Vincent Bond then Melanie Giles, I was happy with both companies.
sharon x
Posted: Tue Mar 17, 2009 6:59 pm
by Lisa2009
Take a look at
www.iva.com
You will find a list of IP's and reviews on each. It is deffinitely worth ringing 2 or 3. They can explain ALL options open to you and the pros and cons of each.
Posted: Tue Mar 17, 2009 7:34 pm
by MelanieGiles
It is not the IP's decision as to what you ultimately pay, but that of the creditors. The IPs role is to ensure that you are making the very best offer affordable, in order that it has the maximum chance of acceptance.
Posted: Wed Mar 18, 2009 7:27 am
by angela18
I'm with Melanie.. I have never had any complaints.. I would highly recommend her and her team.. They are lovely x
Posted: Wed Mar 18, 2009 8:20 am
by David Mond
Hi Peterpan. Your best bet as advised is to research the
www.iva.com site and read reviews on IP's. You will then have a fair choice to make.