www.iva.co.uk

Posted: **Wed Feb 04, 2009 9:22 pm**

has anybody had their IVA applications approved this week?

I have my creditors meeting on the 13th Feb and trying to keep positive!!!

Posted: **Wed Feb 04, 2009 9:50 pm**

There have been a few on here accepted.

Have faith in your IP. He/she wouldnt be putting this forward if they werent confident of it being accepted.

Good luck

Posted: **Wed Feb 04, 2009 9:52 pm**

Hi there

I am sure there have been many approved iva's lately[:)]

Try to remain positive and have faith in your chosen IP[;)]

Best of luck and don't forget to let us know how you get on

Best wishes
Emma

Posted: **Wed Feb 04, 2009 10:17 pm**

Hi,
Just want to wish you good luck with your creditors meeting.
The 13th of Feb is a good day for me , it's the day my gorgeous daughter was born and it's her 1st birthday when you have your meeting. So I'll be wishing you luck and hope it's something you can celebrate too.
All the Best....And let us know how you get on.

Posted: **Wed Feb 04, 2009 10:37 pm**

And it's my wedding anniversary, so it's bound to be a good day!

Posted: **Wed Feb 04, 2009 11:05 pm**

Friday the 13th! It is bound to be good day for you!!!

Posted: **Fri Feb 06, 2009 2:38 pm**

Friday 13th is also my 10th anniversary of working for McCambridge, Duffy which seems to have gone in a lot quicker. I am in the lucky position of enjoying my job and for a number of years had the pleasure of working with Melanie Giles. What I learned from her was invaluable. So a few of us will have something to celebrate next Friday and hopefully cva will be one of us. Best of luck.

Posted: **Fri Feb 06, 2009 2:53 pm**

I had a lump sum IVA approved last week, and have been over the moon ever since. Stay positive, I know it's hard, but I will keep my fingers crossed for you as well!

Posted: **Fri Feb 06, 2009 2:55 pm**

just seen the latest BBC stats on personal insovencies - the last 3 months of 2008 so over 10 000 IVA's and over 19 000 personal BR's - a 220% increase on the same period as 2007
scary times as they say

I wonder if the this will mean longer lead times as the insolvency depts of the major banks/CC comps must be a rushed off their feet . ( as I suppose all the IP's must be )

interesting to know if this huge increase will refelect in how creditors deal with IVA's - will they get tougher ? will tehy get easier ? or will they just follow the usual strict protocol

Posted: **Fri Feb 06, 2009 4:17 pm**

Hi CVA,

Just to let you know I had my IVA approved today!!
Good luck for the 13th.

Posted: **Fri Feb 06, 2009 8:20 pm**

Not too sure where Gord's figures came from, the actual increase on that quarter last year is 18.5% - still significant though! Corporate failure is over 50% higher over the same two quarters.

Another interesting statistic is tht 85% of bankruptcies are now by way of debtor's petition rather than creditors.

Posted: **Sat Feb 07, 2009 9:04 am**

My firm had 12 approved over the last 5 days. The numbers are growing and the easing on some creditors behavior is helping.

Posted: **Sat Feb 07, 2009 10:58 am**

Gords figures did come from the BBC Melanie - that was what they put out on the news yesterday.

Posted: **Sat Feb 07, 2009 11:35 am**

Lies, lies and statistics - all over again! For a full set of all of the results, which does make quite interesting reading, have a look at the Insolvency Service's website.