www.iva.co.uk

Hi Melanie and Co

Please can you help me? I am 2.5 years into IVA and wish to make an offer....my original debt was £45342 and I am paying 0.31p in the £, my monthly payments for 1 year were reduced to 250 and are normally 300 as per the first year. What would be an ideal figure to offer?

Kind regards

Wasn't this post dealt with earlier? I cannot understand why forum posts keep getting duplicated. It has been happening a lot since Christmas - is there a problem Admin?

I don't think there is Melanie. It appears that the posters must be posting them twice, perhaps not sure exactly which section to put them in?

They are all under seperate title headings.

Thanks Jan - as I don't post new topics that often, I don't really understand the headings. Better just shut up!

I'm the same - I post where I think it should go. I think Admin go through it every so often and put them where they should be. New questions usually shows up in all forums.

If I can get to them before anyone else has posted, I normally delete the duplicate post.

Are you wishing to offer a lump sum as a F&F or are you thinking that you need to reduce your monthly contribution?

slt no one can advise what an ideal figure to offer is. It totally depends on your situation and what is the best offer you can make. The best person to discuss this with is your IP.
In theory any offer can be accetable to creditors provided it is the best offer you can make and creditors are happy with it.

Your IP can advise you of a figure to offer, however it is then down to the creditors to accept or reject this. I assume that this is what the BE representative means.