www.iva.co.uk

ARRGH!

My creditors meeting is at 3.30pm today - I feel like crawling back under the duvet. Cross your fingers for me guys please.

Good luck Scott - lots of positive vibes coming your way from me!

I've got everything crossed. Let us know how you get on.

Make sure you let us know the outcome - I think you could be the firs 2009 result!!

Good luck Scott, my thoughts are with you.

Good luck x

Best of luck from me too.

Less than three hours to go. If it is a negative result, can I immediately look at starting bankruptcy (eternal pessimist me)?

I'm just wondering if the current financial climate is altering the decision making in any way.

A major advantage with an IVA is that if rejected you are committted to nothing. You can resubmit the proposal, enter a DMP, petition for bankruptcy or do nothing at all.

If there had been problems by now I am sure your IP would have contacted you to address the queries and hopefully your case manager is sitting on a bunch of acceptances already. Let us know when the meeting is over but if you are really concerned, give your case manager a quick buzz for an update.

Hi Scott

I know it is stressful, but good luck and I hope that by 4.pm you will be celebrating.



regards


John

If it is rejected (which is unlikely) then there will be a 14 day adjournment period during which time your IP will try to establish the creditors reasons for rejection and to see if they can be addressed.

A friend has just given me a bottle of champagne as a belated birthday present (yesterday) - Lets hope I can open it with a smile later.

I'm keeping everything crossed for you.

Happy birthday for yesterday! Get that champagne on ice - I'm sure you'll be raising a glass or two later.

Good luck Scott!..have got everything crossed for you..and happy birthday for yesterday[:)]xx

best of luck xxx[:)]