Page 1 of 3
Posted: Mon Sep 01, 2008 10:48 pm
by look_divine
have left a message on melanies website hopefully they wont ring me when hubby is in as things are so bad here i dont want fuel adding to the fire as they say
so thanks to everyone for pointing me in the right direction i just hope melanie can help me
xxxx
Posted: Mon Sep 01, 2008 10:52 pm
by Lisa2009
First step to a new life. Well done you and best of luck xxxx
Posted: Mon Sep 01, 2008 10:53 pm
by look_divine
im really scared they cant help me mrs skint i really really dont want to go bankrupt
Posted: Mon Sep 01, 2008 10:55 pm
by kallis3
You've done the right thing. Melanie will point you in the right direction.
Posted: Mon Sep 01, 2008 10:56 pm
by look_divine
i know im a nervous wreck jsut want to be sorted and out of this sh*t hole
Posted: Mon Sep 01, 2008 10:58 pm
by Viki.W
That's good news LD, I'm glad you have taken that all important step. Let us all know how you get on. You'll definitely get good advice. X
Posted: Mon Sep 01, 2008 10:59 pm
by Til
Hi LD,
Well done for taking that all important first step - you are on your way hun [:)]
One thing I have learned is there is always a way our of debt and none of those 'ways' are as scary as they seem from a distance. We are in IVA and despite feeling terrified of it at first we now feel secure. I am sure many who chose BR will say the same.
Either way Melanies team gets tonnes of praise and that is for a reason so sure you will soon have a plan and feel happier about what will ultimately be a more settled and debt free future.
Posted: Mon Sep 01, 2008 10:59 pm
by Lisa2009
Please try not to be scared. You will get very honest advice from Melanie and her team. Very soon your life will turn for the better one way or another.
I really do wish you the very best and hope things start to get better very very soon xxxx
Posted: Mon Sep 01, 2008 11:01 pm
by look_divine
i know your all right, is a scary thing admitting your in debt etc
hoping to god they dont ring me when hubby is in fingers crossed xxx
Posted: Mon Sep 01, 2008 11:06 pm
by Lisa2009
I'm sure Melanie will pick up on this thread and be able to put your mind at rest.
It is very scary. I didnt have the IVA, hubby did but believe me, when it was all being prepared i was so scared it made me ill.
We can all relate to the feelings you are having.
Just keep reminding yourself that these are all small steps towards your new beginning xxxx
Posted: Mon Sep 01, 2008 11:08 pm
by tori
you will get great advice from melanie and team Ld.i was convinced that i would have to go bankrupt,as i didnt think i had enough disp.income.but i was very relieved to be told i was actually able to propose an iva.im sure you will be just fine.the hardest part is taking that first step,but you've done that now so you're well on your way to finding a solution.hope you manage to get sorted out with everything asap..[:)]x
Posted: Mon Sep 01, 2008 11:08 pm
by look_divine
so much going on my head is totally boggled
thanks everyone xxx
Posted: Mon Sep 01, 2008 11:12 pm
by look_divine
i just dont want bankrupcy a lady at work went bankrupt and everyone was showing everyone her name in the paper, id be devastated if they all knew
Posted: Mon Sep 01, 2008 11:15 pm
by Til
I understand LD - with me my dad reads local paper cover to cover so knew he would see it and that would have broke my heart so that's why we have to make our IVA work - I am sure you will be ok - Melanie gets great praise for a reason so you are in safe hands
Posted: Mon Sep 01, 2008 11:18 pm
by look_divine
id be thinking im a criminal being in the paper
oh well lets just see what they have to say i presume melanie wont answer herself?