IVA Approved!!!

Get expert opinion. This is the place for new questions to be posted.
18 posts Page 1 of 2
 
 

AJB

User avatar
Posts: 31
Joined: Sat Jan 29, 2011 5:44 pm
Location:

Post by AJB » Sat Jun 18, 2011 7:03 pm
Hi All

I've not had chance to post for a while, but after months of worry as the subject says I had my IVA approved this week (15 June). Now I can finally see some light at the end of the tunnel and although I'm sure it won't be plain sailing hopefully the next 5 years won't go too slowly!

I would also like to say that I went with Melanie Giles as my IP and I can't recommend her, Tina and all the Staff highly enough, they have been very undersatnding of my financial position and have never judged me on the mess I found myself. Anybody looking for an IP you can't go far wrong with Melanie.
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Jun 18, 2011 7:05 pm
Congratulations from me and you have picked a brilliant team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

live2draft

User avatar
Posts: 76
Joined: Fri Jun 10, 2011 5:04 pm
Location: United Kingdom

Post by live2draft » Sat Jun 18, 2011 7:07 pm
Congratulations on approval AJB.
At first you draft to live
But given time
You live to draft
 
 

nepensioner

User avatar
Posts: 1967
Joined: Sun Jul 11, 2010 4:55 pm
Location:

Post by nepensioner » Sat Jun 18, 2011 7:21 pm
Congratulations AJB, may your road be smooth..
F & F Accepted 19th Oct 2010
 
 

Judo

User avatar
Posts: 1004
Joined: Tue Mar 15, 2011 7:17 pm
Location: United Kingdom

Post by Judo » Sat Jun 18, 2011 7:59 pm
Many congratulations AJB. :)
 
 

TeetersOnHeels

User avatar
Posts: 149
Joined: Sun Mar 20, 2011 8:42 pm
Location: United Kingdom

Post by TeetersOnHeels » Sat Jun 18, 2011 8:08 pm
Lovely news! Here's to a smooth journey!
It's nice to be important, but more important to be nice!
 
 

Car1e

User avatar
Posts: 305
Joined: Thu Jun 09, 2011 7:34 pm
Location: United Kingdom

Post by Car1e » Sat Jun 18, 2011 8:35 pm
Congratulations on being approved AJB!
We are all in the gutter but some of us are looking at the stars - Oscar Wilde. My blog: http://car1e.blogs.iva.co.uk/
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Sat Jun 18, 2011 11:39 pm
Thank you for that feedback and I am glad you are happy with the outcome. We all very much look forward to working with you over the next five years or so.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Sun Jun 19, 2011 1:04 am
Great news! xx
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Sun Jun 19, 2011 4:58 pm
congratulations from me too and Melanie and her team are my IP and have nothing but good things to say so i'm sure you're going to be fine. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom

Post by plasticdaft » Sun Jun 19, 2011 5:14 pm
Melanie do you have a finite number of cases you will take on,or do you just recruit more staff constantly?? You are one hell of a busy lady!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom

Post by Struzzo39 » Tue Jun 21, 2011 7:06 am
Congratulations!!! Heres to your debt free road being a smooth one
Steven & Debbie
 
 

andrea1968

User avatar
Posts: 960
Joined: Wed Oct 20, 2010 11:32 pm
Location: United Kingdom

Post by andrea1968 » Tue Jun 21, 2011 2:28 pm
well done AJB-welcome to the club and good luck for the duration!!!!
full and final accepted January 2015

iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
 
 

MRBLUESKY

User avatar
Posts: 2870
Joined: Tue Jun 02, 2009 11:04 am
Location: United Kingdom

Post by MRBLUESKY » Tue Jun 21, 2011 3:26 pm
congratulations AJB youve made a excellent choice with Mels team.
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Tue Jun 21, 2011 8:38 pm
Believe it or not I am actually closing more cases than I am taking on at the moment! And we will continue to take on good clients who are committed to an affordable repayment plan, and if that means more staff then we will staff up to meet the demand. In reality the IVA marketplace is pretty quiet at the moment, and most IPs are experiencing a reduction in enquiries.
Regards, Melanie Giles, Insolvency Practitioner
18 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”