www.iva.co.uk

Hi, I made my last payment on 26th April and my case was handed to debt free team on 30th May but I have to say that apart from the first few weeks of not knowing what was going to happen, wondering could I get through this etc I think this is by far the worst part. I know I am nearly there but until the certificate comes and I’m off the register seems like its going to be an endless wait. I have read so many stories that it isn't over till its over I feel as anxious now as I did at the start. It must be an amazing feeling when it arrives, fingers crossed not too long now.

People who have never been in an IVA ( including many of the staff working in the provider firms) just do not (cannot) appreciate the importance of this part of the whole process --- the kick start to "normality".

Not long now

Thanks Foggy, I know it wont be another six years but not knowing when is torture.

I remember that time ...it seemed to take ages, and our plans for getting a mortgage seemed to be on hold for a while too... fingers crossed it will arrive quite quickly for you.