Posted: Mon Jan 06, 2014 1:41 pm
Hi everyone.
I thought I’d say hello!
It has finally happened and I have contacted a company to propose an IVA for me. It’s all I can think about at the moment, morning noon & night. Up until now I have never missed a payment and have still stupidly met my payments somehow this month, even though I have decided on the IVA. At least this will keep my creditors of my back for a month or so until the first late payment letters go out.
I set up a CO-OP Cashminder account to change my few essential direct debits, rent etc and will stop all debt payments from February onwards. It feels strange, like I am being reckless or a fraud but my IP has agreed my current situation is not sustainable & I may as well enter an IVA as soon as possible rather than waiting for things to go down the pan. I now have the dreaded wait for it to be approved.
This website is great and it is comforting to know I am not alone out there.
I thought I’d say hello!
It has finally happened and I have contacted a company to propose an IVA for me. It’s all I can think about at the moment, morning noon & night. Up until now I have never missed a payment and have still stupidly met my payments somehow this month, even though I have decided on the IVA. At least this will keep my creditors of my back for a month or so until the first late payment letters go out.
I set up a CO-OP Cashminder account to change my few essential direct debits, rent etc and will stop all debt payments from February onwards. It feels strange, like I am being reckless or a fraud but my IP has agreed my current situation is not sustainable & I may as well enter an IVA as soon as possible rather than waiting for things to go down the pan. I now have the dreaded wait for it to be approved.
This website is great and it is comforting to know I am not alone out there.
