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Posted: Thu Apr 17, 2008 12:24 am
by POLAND
I have been checking my credit report on annualcreditreports site. I am on an IVA and have been paying for a year and its suppossed to be for 5 years but how come my report would say i am being discharged on 2nd April 2008? I have marked out my name and address details but all the other details are below
order type: Individual Voluntary Arrangement
order date: 2nd April 2007
reference: ******
name: *******
address: ****
court name: ****
status: Active
discharge date: 2nd April 2008
Posted: Thu Apr 17, 2008 6:38 am
by Adam Davies
Hi
That is a strange one.
Can't give you an answer I'm afraid but I'm sure that one of our IPs can advise. It could just be an input error
Regards
Posted: Thu Apr 17, 2008 6:46 am
by Soulgrowth
This seems very odd doesn't. As Andy says, it looks as if it may have been an input error and someone has confused it with bankruptcy?
Debbie
Posted: Thu Apr 17, 2008 7:32 am
by POLAND
I might be lucky and they dont take any more payments. But i very much doubt it [:D]
Posted: Thu Apr 17, 2008 7:51 am
by Soulgrowth
Me too [:(]
Debbie
Posted: Thu Apr 17, 2008 9:22 am
by Skippy
I've got all sorts of problems with mine. According to Call Credit (who sell information to Annual Credit Report) I'm bankrupt twice and I'm still in an IVA!
Posted: Thu Apr 17, 2008 9:22 am
by POLAND
Soulgrowth wrote:
Me too [:(]
Debbie
Well if they don't Debbie I will buy you a drink[;)]
Chris
Posted: Thu Apr 17, 2008 9:34 am
by ianmillington
Something is very wrong here. The data you have supplied would indeed appear to refer to a bankruptcy - an IVA entry would not have any reference to discharge date.
Check the source. go to
http://www.insolvency.gov.uk/bankruptcy ... search.htm and check the entry for yourself.
Ian
Posted: Thu Apr 17, 2008 11:09 am
by POLAND
ianmillington wrote:
Something is very wrong here. The data you have supplied would indeed appear to refer to a bankruptcy - an IVA entry would not have any reference to discharge date.
Check the source. go to http://www.insolvency.gov.uk/bankruptcy ... search.htm and check the entry for yourself.
Ian
Thanks checked the insolvency database and i am down as having an IVA.
Posted: Thu Apr 17, 2008 12:55 pm
by MelanieGiles
Looks like finger trouble at the credit referencing agency - and you will need to take this up with them directly.