www.iva.co.uk

hi just wondered when i sign the br forms i have downloaded from internet do i do this before i get to the court or when im there. thanks

Sign them before you go to Court, but there will be an affdavit for you to swear and sign which has to be done in the presence of a Clerk of the Court.

Can I just ask - I am in the process of filling the forms for BR but when filling the expenditure parts in it only asks for essential spending - should this include contingency or is this something they allow separately from the essential spending?

Dee

I was told not to sign the forms until I got to court - I had to sign them in front of the clerk.

I included a contingency allowance in my I & E but that was disallowed - I presume any contingency has to come out of my surplus.

We signed ours before we went to court. The clerk checked them through, we swore the oath and then she took the fees.
What I would say about the I&E is be honest and realistic with the amount you put down. It seems as if it depends on the OR/OR assistant that you get to deal with your case. Some seem more lenient with allowances and what they include as income than others.

we were told by the court not to sign the forms until the day in front of the clerk like skippy, on your i+e list everything you spend per month, include haircuts, holidays, dental and prescriptions at the end of the day they can only say no and disallow things.
kerri

I asked for holiday allowance, we were allowed £70 per month, yet another poster wasn't even allowed money for glasses/health costs.
Like I say, depends who's desk your file gets put on.....

Have a look at this, it's a good guideline.
http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=7238

If you have a look at my blog I've listed the allowances I could claim.

hi been to the court this am and its all done we signed the forms before going to court only leaving the one were you have to swear an oath before signing.

well done sjw, its quite a numb feeling once you have done it, let us know how you get on with the OR .
kerri

will do, ive turned the phone on for the first time in about a month and it immediately started ringing with collections dept. i must admit it was such a relief to tell them that i am br as of this morning gave them court details and that was that, waiting for next call to come. didn't get any sleep last night and wanted to burst out crying in front of the lady that checked the forms but now its done i feel like a huge wieght has lifted just dredding the notice in paper now , sue x

Well done sjw. You must be so relieved now it's done and dusted. When we first moved we'd had the phone turned off for months we weren't use to it ringing and used to think it was the tv!!! lol
Best of luck for your debt free future
xx

that chris, im so glad i found this site dont know what i would have done if i hadn't, x

That must be the hardest part out of the way now sjw[:)]

Don't worry about the notice in tha paper as I don't know anyone who would read them or has time to read them. Don't get the paper if it is going to upset you.

Very Best Wishes
Emma xx

well done sjw.. you can now count this as the first day of the rest of your life