www.iva.co.uk

Hello every peeps... I am back! Sorry it has been a long while, but there's been so many happenings since being made redundant last October, that I really needed to get a handle on it all before jotting down updates...

WORK: The transition to new employment went well and was only a few days after redundancy, that I started in the Civil Service. It was a major struggle as the job was not really as described to me and my disabilities kicked in big time. I was fortunate to transfer to perm nights after Christmas, as what I intended and so now work 7 nights on and 7 off. The pay is a lot lower than with employer before, but being made redundant is not really a figure I can compare to (no working means no wage comparison)... Anyway, I am just about managing to survive within original budget and am in regular contact with my IVA Supervisor.

IVA: November last year, my IVA Co. moved for the second time and merged with Synergi... This had leaps and bounds of errors including...

1. Not contacting me with location or info for 8 weeks
2. Arguements over the year end... they seemed to have input in error that my last year is only 11 months long and caused all sorts of confusion over the accounting... I straightened them out, but it was an annoying task, bearing in mind these are supposed to be knowing what they are at!
3. Eventually agreed and my accounts supplied at 12 month year, I was happy to be ending year 4 of 6, but took 9 weeks to get the responses back and at that time, as they prepared the details while standing order still in transition for my payments, they logged that I was extra in arrears, even though it was over 2 months AFTER the anniversary date.
4. The arrears figure finally confirmed that I was right but after long communications, I feel that maybe the records are straight, but I will not hold my breath... I was warned on here about Synergi...... True to form!

I am now cutting my way through year 5 and only have 21 payments to go from 72, so am gritting and bearing it.

IVA Cold Calling Letters: I have been doing some sorting out recently, and came by one of the letters I past promised to dig out... It was relating to the topics in the past about companies that pick you off the register and send you letters in the mail to try and redirect your situation under potential false and maybe even harming financial situations. I promised if I found one of them, I would let you know so can be compared and if I find any others I will let you know, but this one is:

"Bramley Manor"
Innovation Centre
Europarc
Grimsby
North East Lincolnshire
DN37 9TT
Tel: 0845 833 0234
Fax: 0845 833 0237
Email: POSTBOX@BRAMLEYMANOR.CO.UK
Web: WWW.BRAMLEYMANOR.CO.UK

The details are written on the letter exactly as above, and it will be interesting to learn if anyone else has encountered these people and indeed if it has been reported that they are not supposed to be operating!

Personal: Yes, I am still running life single, but am hoping that now I have so much freetime I might socialise a little more, I have been looking at new social interests, so that may bring along a Maiden that needs her long hair climbing and rescuing from the tower, who knows???

dots: My Outreach Website has been going crazy recently and I have added more topics to replace dusty old ones. Moreover, I am getting great global feedback, so seem to be making a difference somewhere, so maybe originally getting into so much deep debt was not such a bad thing?!?!? (It was a part of the reason why my IVA occured)... Still; 6 years of my life is nothing compared to some of the causes it has assisted.

That'll do for now folks, I just hope you are all managing to survive your shackled financial monitoring, and I will try to look in here as regular as I can.

Good to see you back Gordon

Well, thank you most kindly... It is good to be back, but I just wish I was telling you all that I had made an early settlement! ... Maybe one day!!!!!!

Hi Dots ... good to see you back ... you always make such valuable contributions to the Forum. Look forward to a few "conversations" [:)]

Debbie

Hi Gordon
Great to hear from you and to see that your finishing line is in sight
Regards

Great to hear from you Gordon. I was wondering how you were. Keep going mate not that far to go now, you will get there.

Ang

Hi Debbie,

Nice to see you too... I just hope that I have worth of word to be of any help... it is about 6 months break from here, but I have been chatting to IVA.co.uk by mail and phone as Terry has been checking up on my progress and I have jotted a couple of notes to Andy, but have been just wanting to get some processes settled with Synergi so I could judge their performance for myself and settle in the job, and well, just have something new to say, maybe???

As written before; if anyone has an experience they want to write about, I will be happy to check it out and maybe post it on the "dots" Outreach for others to try and understand. It will be good to add some more reality to the page I dedicated to IVA and related items there.

As usual, while writing a long reply, a load more notes come in between... it's like a load of buses at once on here... as always... LOL

Thanks Ang and Andy, it is good to be back... I think I have become just a little typing lazy of late and,well, since Synergi have now shown their true colours to me, I CAN say what I think, with real experience! ... I do not understand how writing a reply or getting straight back, can always take so many weeks!!!!!!!!

It has been quite a task, not just dealing with the matter of Redundancy as one might normally, but thie impact and responsibility in juggling the IVA as well and Xmas to-boot and everything else, has been, shall I say, quite daunting, but I got through it, so anyone else, please rest assured, it can be done... It is natural to worry and your instinct is to blow the gasket (oh heck, that just reminds me of my car issues... another expensive story concluded!) ... Life goes on and each month the end becomes nigh, and not in the negative sense... I am hoping that I will knock a year off the system if a certain friend will be able to hold their suggestion to assist and maybe just be able to get a F&F BEFORE the end of the 72'er... BUT, I learn, never to hold my breath.

In the matter of the BREAD CARD, I was happy to receive it in the end, but still yet to do anything with it... has anyone else had that same result? It was with the intention to load up with cash, but I just have not had any surplus to add to it or just not got around to adding the regular funds on... still at balance "£00,000,000.00".

Hi Gordon

Great to see you back, I was wondering where you had got to[:)]

Glad all seems to have settled on the work front and thats going ok

Best wishes
Emma

Hi Emma, I was just adding an extra "0" to my non balance above and you appeared in between... thanks, I have always been available, just not monitoring the forum for a while... Needed to focus on running life for a while before I could write.

In this new job I get every other week off, so means if I take a week of leave, I am off for 3! ... so hence that is why I have time now to catch up on things, but will try to narrow down my forum hours to single hours rather than getting boggly-eyed from this typing-gadget-thingmy-bob.

If I ever seem not around, you are always welcome to rattle my cage and wake me up either on here or through my "dots".

Good to see you back Gordon, and I'm glad things are going well at work. Good luck with the rest of your IVA, and I'm glad the end is in sight!

Hello Skippy, thanks for that, things have improved only because I reached up for the riverbank... I just refused to sink down... If for no other reason but to do the lottery!!! LOL

Nice to have you back Gordon x