www.iva.co.uk

can overpayments of tax credits be included in an iva?
many thanks

Hi bethany.j

welcome to the forum

Would like the opinion of Melanie & Ian on this one.

What other debts do you have and do you have any disposable income? Also it would be helpful to give them a little more info so that they could advise of the potential suitability of an IVA with them.

HMRC will recoup these from your future benefits rather than stand as a claim in the IVA. They will only become a direct claimant in insolvency proceedings in the event that you become no longer entitled to receive any benefits.

i included mine in my iva.

however - since im no longer with the mother of my child, they now have stopped chasing me and now are trying to take my ex to court for the full overpayment.