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Posted: Fri Apr 11, 2008 9:11 pm
by freakles
in order to apply for an iva, as a married couple to both parties have to work,
Posted: Fri Apr 11, 2008 9:14 pm
by chris.g
Hiya freakles and welcome.
Sorry I can't answer your questions, someone will be along soon to help you out,
xx
Posted: Fri Apr 11, 2008 9:14 pm
by MelanieGiles
Hi there freakles and a warm welcome to the forum
Not necessarily - for instance if one is a homemaker or parent looking after small children, then that should be perfectly acceptable to creditors. Do both of you have unsecured debts?
Posted: Sat Apr 12, 2008 3:27 am
by freakles
yes both of us have debts and my youngest is school age so does that mean i do not qualify for an IVA,
Posted: Sat Apr 12, 2008 8:48 am
by MelanieGiles
No - but creditors will want to understand why you are not working. Would you consider a part-time job around school hours, and if so would you really need an IVA at all?
Posted: Sat Apr 12, 2008 9:53 am
by freakles
how can i message you without being put on formum
Posted: Sat Apr 12, 2008 9:59 am
by MelanieGiles
Via my website link will be fine.