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Posted: Mon Apr 07, 2008 10:29 pm
by c.j
just applied for an iva. it may be a stupid question but do you have to keep a record of everything you spend during iva, eg shopping clothes etc for you annual review.
Posted: Mon Apr 07, 2008 10:33 pm
by pm5
No cuz you get a set allowance for expenditure like clothing, food etc then each year your income & expenditure gets reviewed like mine will soon.
Posted: Mon Apr 07, 2008 10:37 pm
by MelanieGiles
It is a good idea to keep a record of what you are spending, so that you can compare it to the budgeted figures and see if you are over-spending or actually saving.
Posted: Mon Apr 07, 2008 10:58 pm
by joh71262
If you can get a copy, try Microsoft Money. It keeps you up to date with your income and outgoings and you can balance it with your bank statement online too.