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Posted: Sun Apr 06, 2008 8:32 pm
by worriedgirl
I am 24K in debt with 4 creditors TSB, Halifax, Citibank, Cahoot. I have £200 to pay into IVA wht are the chancers of acceptance.
Posted: Sun Apr 06, 2008 8:38 pm
by MelanieGiles
Hi there worriedgirl and welcome to the forum
You are offering a low contribution, but apart from that there ought to be no reasons why an IVA cannot be proposed.
Posted: Sun Apr 06, 2008 8:43 pm
by worriedgirl
Thanks Melanie
Does my low contribution mean a probable negative outcome? What are your experiences of my creditors?
Posted: Sun Apr 06, 2008 9:29 pm
by MelanieGiles
Your creditors are fine, and just because you have a low contribution this does not mean that an IVA is not an option for you.
Posted: Sun Apr 06, 2008 9:46 pm
by worriedgirl
thanks Melanie
I have completed an on line IVA enquiry form for you so will await to hear from you
Posted: Sun Apr 06, 2008 9:48 pm
by angela18
it was tina who called us. she is lovely as well. Good luck!! have all your info there as she goes through everything, i was up and downstairs when she called and spoke to hubby!!
Posted: Sun Apr 06, 2008 9:52 pm
by MelanieGiles
My Client Service team will follow up your enquiry tomorrow, worriedgirl and will advise you as to all of your options and explain the advantages, disadvantages and implications of each one.