www.iva.co.uk

feeling really vunrable now not knowing how things are going to turn out is making me nervous.6 weeks seems such a long time to have to wait

is that 6 weeks till creditor meeting OR 6 week since u started process and waiting for a proposal.[?]

i know how anxious you must feel as we are in the same position - waiting - but i know that my ip is making sure everything is done thorougly to make sure that the best and most fair proposal is put forward so is working in our best interests - i would rather wait a while longer and everythin to be sorted than have someone acting for me quickly but rushing and missin things and then things go wrong

i am not saying that it is an easy time and i have times when the phone keeps ringing from creditors that i just want it to be all over, and i do but try to stay positive, if you have a reputable ip workin for you i am sure it will all work out fine

keep yer chin up hun - i know its not easy - keep on posting for support, there are loads of people on here to help and advise

kind regards


barb x

Remain positive - use this time to save some of the money you would have paid to your creditors - ie the minimum payments being made - you may just need this as a contingency during the life of your IVA once approved.
The relief of having the IVA approved is immense and only comes with time do you realise how silly you have been with money etc!

Life does get better - 8 down 52 to go!

Had my IVA approved today by the skin of my teeth 77% vote. I was quite negative about things but my biggest creditor lloyds didnt vote - keep positive your IP would be proposing it if they didnt think you were in with a fighting chance.

thanks for your support .havent had a date for meeting yet so im guessing 6 weeks, please keep sending me tips on getting us through this difficult time