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Posted: Mon Mar 31, 2008 5:25 pm
by kidd
hello, I am in my last year of my iva, cant believe it has come around so quick, I would like to know when do they start getting us to do a remortgage, etc, we never missed a payment, we are so looking forward to next year when we will be debt free,
thankyou
Posted: Mon Mar 31, 2008 7:12 pm
by pixie
Hi Kidd
Well done! I'm only in the 1st year so far!
Usually the proposal states in which month the equity release should be, or you could check with your IP.
Please keep posting, many of us are just starting out or in the early years and survival tips and success stories are always welcome!
Posted: Mon Mar 31, 2008 7:16 pm
by olympic_torch
So good to hear from someone in the final stages of IVA, gives inspiration to those of us just starting
out.
Posted: Mon Mar 31, 2008 7:16 pm
by Beans on Toast
Great news Kidd, we can top you all, only been accepted today [;)] can't wait to be in your position. As Pixie has said, check your proposal, most recent ones are for month 54, but yours may be different due to when you took it out.
Posted: Mon Mar 31, 2008 7:17 pm
by angela18
ooh how I yearn for the day I can post like this..[:I]
Posted: Mon Mar 31, 2008 7:20 pm
by rollercoasterride
Great news can't wait to be in the same position! We have to get ours in month 54, but our IVA was only accepted 2 weeks ago so yours may be different - are you sure it shouldn't have been done in month 40? Which seemed to be the norm at one point from what I can gather reading this forum. Check your proposal etc just to make sure.
Posted: Mon Mar 31, 2008 7:21 pm
by olympic_torch
angela18
me too, makes you quite envious doesn't it?, not that i want to wish my life away, but it will be nice to come out of 'the other side'.
Posted: Mon Mar 31, 2008 7:51 pm
by angela18
ooh yeah.. i've got none down and all of it to go.
Posted: Mon Mar 31, 2008 7:54 pm
by olympic_torch
if its any consolation, our first year has flown by.
Posted: Mon Mar 31, 2008 7:55 pm
by angela18
hope the rest goes as quick..
Posted: Mon Mar 31, 2008 10:44 pm
by debbie.s
We have just completed our 2nd year and have 3yrs and two months to go. Seems like forever!! The first year went quickly, but this 2nd year has dragged!! I will be nearly 50 when we finish. (Well 49) May have a big party as we should finish one month before my husbands 65th birthday!
Posted: Tue Apr 01, 2008 8:44 pm
by Adam Davies
Hi
It is usually in your fourth year[for 'old' IVAs],so contact your IP and check
Regards
Posted: Tue Apr 01, 2008 9:00 pm
by Shining
All the best for your final year, only 3 months in for me. Debbi.s I'll be 51 when mine is finished! eeeek
Posted: Tue Apr 01, 2008 10:08 pm
by olympic_torch
isthereanend
eeeek is right.
i shall be 54 when my parole comes through.