Guarantor mortgages
Posted: Sat May 09, 2020 9:15 am
Hi,
I entered into and an IVA 2017 which I managed to close in July 2019. My partner is still in a current IVA which ends in approx 3.5 years. My question is do we have any options regarding mortgages? I know my parents are willing to help us and I am saving money at the moment and am
Hoping to have atleast a 20% deposit on top of a guarantor. Would this even be possible with my partners IVA active or are we just going to have to sit this out ? I’m not sure I could get a mortgage without including her salary ? Any advice or help would be greatly appreciated. We have learnt our lesson the hard ways when it comes to debt and we would just really like to see homeowners being part of our future !!
I entered into and an IVA 2017 which I managed to close in July 2019. My partner is still in a current IVA which ends in approx 3.5 years. My question is do we have any options regarding mortgages? I know my parents are willing to help us and I am saving money at the moment and am
Hoping to have atleast a 20% deposit on top of a guarantor. Would this even be possible with my partners IVA active or are we just going to have to sit this out ? I’m not sure I could get a mortgage without including her salary ? Any advice or help would be greatly appreciated. We have learnt our lesson the hard ways when it comes to debt and we would just really like to see homeowners being part of our future !!