www.iva.co.uk

Posted: **Tue Jul 31, 2007 9:22 pm**

could there be a possibilty of it being difficult to rent a property during the time of an IVA? If the is need of a guarantor is there any companies or charities that could help if you are unable to get a family or friend member to go guarantor for you?

Posted: **Tue Jul 31, 2007 9:23 pm**

Hi wks and welcome to the forum

You will struggle to find companies or charities who will guarantee your commitment under a property lease - the best bet is to find a private landlord who may not carry out formal credit checking.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Wed Aug 01, 2007 9:13 am**

Good morning,

If no landlord would consider anyone with a bad credit rating there would be a lot of homeless people around. On the other hand landlords need to protect themselves or they wouldn't be in business.

Being prepared to pay a large deposit and/ or rental up front will show a landlord good intent.

Kind regards,

Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm

Posted: **Wed Aug 01, 2007 9:25 am**

Because you will have adverse credit any prospective landlord who wishes to carry out a credit check on you may look negatively at this. However, this is usually over come by arranging the rental through a private landlord whilst being up front and honest about your financial situation.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Wed Aug 01, 2007 9:38 am**

Welcome to the forum wks!

I would advise that you look for properties with private landlords, which can be found in the paper etc. This way they are unlikely to do a credit check on you.

However I do feel it is important to be upfront and honest in regards to you debt situation.

Best Regards. IVA Experts

www.iva.co.uk

difficult to rent a property during an IVA?