www.iva.co.uk

i just wonder what types of jobs are at risk if you go bankrupt i work in the nhs as a nurse would i loose my job?

Hi sjw,
I think that it's unlikely that this would affect your employment. You may wish to speak to a union representative to get reassurance; sadly I feel it's a discussion they may have had with others amongst your NHS colleagues.

Andrew Graveson
Independent Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk

thanks i will do that. also i have read that my car courld be taken as its value is approx 4000 but i need a car for work in community would i be able to keep as no car no job.

Hi there sjw

Sound advice from Andrew with regard to your job - this should not be affected by bankruptcy proceedings and I have acted as Trustee to several nurses over the last couple of years.

Your car is potentially a problem, as it is worth more than the general allowance of £2,500 or so, so you might need to sell this and purchase a cheaper one.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

thanks for your replies i will keep fingers crossed that all goes well it going to be tough but will be better in long run im sure.

sjw

I would check the value of the car and despite the value given your job I would have thought it was crucial to have a good car for your job and would suggest that you talk to your supervisor about it.

Good Luck