www.iva.co.uk

I dont know how much peoples arrangements vary in this regard but I would recommend 100% to people starting out on an IVA that you pay in your Overtime / Bonuses / Pay Rise "extras" as soon as you receive them. I have the normal 50% Overtime / Bonus clause and send in an extra cheque each month to cover this. I also recently had a Pay Rise and - on informing my IP - had my new monthly payment notified to me a week later. Sad to see the payment go up (but knew of course that it would!!!) but it is such a relief to get this out of the way and sorted rather than having to wait for the Annual Review and a possible big bill for arrears. I think during an IVA you are always half expecting something to go wrong so there is no point tempting fate by putting things off!!

great advice optimist

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf

Spot on...

No-one should ever feel they are being a nusence...Your IP's would surely rarther you be ahead and asking as many questiosn as you need answering than people thinking "i aint to sure, i'll just do this and see what happens"....if in doubt...ring your IP

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/

I would welcome all of my clients doing this - a great suggestion Optimist, and there is never a problem contacting your IP with further information at any time. That is what we are here for after all!!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

It's a shame that other IP's don't share that view Melanie!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Great advice Optimist, I think that if you put the money aside you could be tempted to spend it (I know I would). So its better to pay it to the I.P as soon as you get it [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Agree, very sensible advice.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp