www.iva.co.uk

Posted: **Tue Oct 16, 2007 7:22 pm**

hi, I have my meeting on the 22nd. My main creditor is LLoyds TSB. Do you know how they are with accepting iva's?
Do you have any eventsin the North West?

Posted: **Tue Oct 16, 2007 7:23 pm**

Lloyds TSB were my hubby's biggest creditor and they voted yes

Posted: **Tue Oct 16, 2007 7:30 pm**

Hi Marsha,
They're being pretty realistic about accepting fair debt management proposals at the moment. Slightly different situation but hopefully a good sign for you.

Andrew Graveson
Independent Mortgage Broker & MD Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk

Posted: **Tue Oct 16, 2007 7:33 pm**

Thanks for that. I will be on pins until Monday, I will let you now how I get on.

Posted: **Tue Oct 16, 2007 7:33 pm**

Hi Marsha

I wish you good luck for your meeting fingers crossed! although Lloyds Bank were not one of mine (my main ones were MBNA & Barclay card) but judging by the other posts here Lloyds TSB appear to be positive with IVAs.

Maz

Posted: **Tue Oct 16, 2007 8:06 pm**

Lloyds TSB are a very commercial creditor and are represented by KPMG who are one of the best insolvency firms in the country. If the IVA is the best option for you and your creditors, you ought to get a supportive vote perhaps with some minor modifications.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: **Tue Oct 16, 2007 9:19 pm**

Thanks Melanie. I am offering 42p in the pound, hope its enough. Iowe 16000, 10,500 is the TSB so I really need them to agree.

Posted: **Tue Oct 16, 2007 10:15 pm**

Hi Marsha

They were my main creditor and they voted positively for me [:)]

Good luck

Debbie

www.babynamings.co.uk

www.soulgrowth.co.uk

Posted: **Tue Oct 16, 2007 10:42 pm**

voted yes to me too...

Angie xx

My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/

Posted: **Tue Oct 16, 2007 11:31 pm**

Lloyds TSB had a big lump of my debt but did not vote at all.

Good Luck!!!!

Posted: **Wed Oct 17, 2007 7:20 pm**

Thanks for all your replies,its a great forum. Im counting the days now. I have taken on board lots of good advice. Thanks

Posted: **Wed Oct 17, 2007 10:10 pm**

Good luck Marsha ... and make sure you keep in touch and keep us posted as to developments.

Debbie

www.babynamings.co.uk

www.soulgrowth.co.uk

www.iva.co.uk

MEETING