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Posted: Sun Oct 14, 2007 11:12 am
by coco
Hi All,

As you know went BR in March, for the last 2 months of living in the house i did not pay the mortgage as i needed the money to pay for removals and storage whilst i was in B & B by the council, I had a letter from the Mortgage company asking for the arrears, the house was handed back to the mortgage company voulentary so any money they would have raised should this not have been included. Do i need to refer them the OR now to reclaim this money as there is no way i could pay this.

Thanks

view my blog http://coco.blogs.iva.co.uk

Posted: Sun Oct 14, 2007 8:03 pm
by Adam Davies
Hi
Yes pass it onto your OR,these arrears will form part of your bankruptcy
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Mon Oct 15, 2007 10:51 am
by Oliver
You need to contact your OR how should be able to include these within your bankruptcy.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: Tue Oct 16, 2007 4:03 pm
by iva experts
Wow Coco what a nasty suprise, I would contact your OR and explain your situation they should be able to advise further [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/