Posted: Thu Jun 28, 2007 12:24 am
My husband is looking at entering into an IVA within the next couple of weeks - we have a mortgage in joint names - do I have to enter into the iva with him and will it effect my credit rating?
Hi donnag and welcome to the forum
So long as you have no unsecured debts that you are unable to manage, and IVA is not necessary for you. His IVA may affect your credit rating, given that you are a married couple.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk