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Posted: **Thu Jun 28, 2007 12:10 am**

If i do an IVA will I still be able to get a mortgage ( first time buyer with partner ). I'm in 19k of debt. What would be my minimum payemnt.

Posted: **Thu Jun 28, 2007 12:13 am**

Hi Rebecca

So long as your partner is in a position to fund the deposit, and your share of the mortgage and associated costs is no more than you are currently paying in rented accomodation, there would be no problem getting a mortgage whilst subject to an IVA.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Thu Jun 28, 2007 10:11 pm**

Hi rebecca.m
You would be looking at a deposit of 15% and a slightly higher interest rate.
Regards
Adrian