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Ive paid 3years of my IVA and ive just got married unfortunately my husband is anable to work so I now find myself supporting myself my husband and step daughter and all domestic utility bills .. what is my course of action what is likely to happen?

Hi
The first thing to do is to speak with your IP and if you feel that your financial situation is unlikely to improve I would ask your IP for a variation meeting to reduce payments or to see if your creditors would accept contributions that you have already made as a full and final offer to end your IVA early.This may be possible if you do not have a property but there is also a chance that your IP may just fail your IVA once you miss three payments and then you,ll be back to where you first started.
As I say speak with your IP.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

But creditors may not be too sympathetic if you have deliberately worsened your position by taking on someone else's living expenses.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk