www.iva.co.uk

may be a bit of a silly question but can you claim bank charges whilst in an IVA when the bank is now one of your creditors?
Thanks

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my ip sent me a letter about this , you can reclaim charges but i was advised not to as if you ever need a variation meeting they not be very accomadating

Hi there Red
Also if they are a creditor then they wont give you the money they may keep it and take it off what you owe also if you do get it it is classed as a windfall and would have to go to the iva so probably not worth the trouble.

Ang

The only people who are likely to benefit from a reclaim are your other creditors, so you have to ask yourself is it worth doing in the first place?

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Thanks everyone

I'll give it a miss.

1 down 59 to go!!