www.iva.co.uk

Posted: **Tue Dec 11, 2007 11:07 pm**

We are with Clearstart and our creditors meeting is set for 7th jan 2008. Feeling a little bit better about things but still so nervous, i am so desperate for it to get approved . Our total debt is £56000 and we are offering £400 per mth can anyone tell me what to the pound is that offer .

Posted: **Tue Dec 11, 2007 11:14 pm**

Only if you can tell us what Clearstart's charges are, as this will affect the dividend payment.

Surely you signed a copy of the IVA proposal, where this should have been clearly marked?

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: **Tue Dec 11, 2007 11:41 pm**

Hi
Approx 30p
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Wed Dec 12, 2007 12:19 am**

Only if you can tell us what Clearstart's charges are, as this will affect the dividend payment.

Surely you signed a copy of the IVA proposal, where this should have been clearly marked?

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: **Wed Dec 12, 2007 10:06 am**

Rachellxx39 just wanted to say good luck with your meeting. I have my fingers crossed for you.

Posted: **Wed Dec 12, 2007 10:08 pm**

Good luck with the meeting. Dont forget to let us know how it goes.

Posted: **Wed Dec 12, 2007 10:09 pm**

Good luck from me to x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Wed Dec 12, 2007 10:13 pm**

Good luck from me too !! I know just how you are feeling our meeting is on the 27th December. Not a very nice time of year. We just so desperate for it to be approved. Cannot concentrate on Christmas but need to for our daughters sake. How is your Christmas shopping going, its a nice proud feeling to use CASH.

Posted: **Wed Dec 12, 2007 11:15 pm**

Thankyou all for your kind support. Yes it does feel good to get christmas shopping and not rely on credit to get it . I did a little shopping today actually( i have 3 children ) i havent gone overboard and have stuck to a budget. I also have 4 nieces and they have a little something each too. Going through this Iva process certainly makes you think about what is important at christmas , spending time with family and friends and not spending an absolute fortune on presents which really are not nessasary.I will keep you posted and thanks again for all your advice and support .

Posted: **Wed Dec 12, 2007 11:33 pm**

Good luck Rachell....am with CS too and so far they've been pretty good. Enjoy Christmas and remember to pat yourselves on the back every now and again for taking the right decision and starting the process of taking back control...

Martin

Posted: **Wed Dec 19, 2007 12:00 pm**

Good Luck for the 7th January. I am with Clearstart too, and my creditors meeting is the 27th Dec. What is your debt? who are your creditors ? what are your offering ? is yours a single iva or is it an interlocking joint iva ?
what is clearstart fees (including vat) ?

Posted: **Wed Dec 19, 2007 12:11 pm**

Best of luck rachellxx39

Very nerve racking waiting for meeting I know, but enjoy Christmas.
Best wishes
Emma