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				Posted: Sun Dec 09, 2007 7:53 pm
				by terryboy
				Are council tax & child maintenance debts able to be included in an IVA
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:00 pm
				by Adam Davies
				Hi
 Council tax can be included[not current year] but child maintenance can't.
                Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager 
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp 
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:04 pm
				by terryboy
				I was also over paid tax credits, would that also be included ?
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:08 pm
				by Adam Davies
				Hi
 No
,they will adjust future claims to compensate for this.
 Wait for one of our IPs to confirm this
                 Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager 
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp 
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:10 pm
				by terryboy
				Thanks Andy, we are living i Crete at the moment but will be returning to the UK around may 2008 so once we get back I can set about sorting a few things out.
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:12 pm
				by Adam Davies
				Hi
 You will need to include your tax credit debt in your IVA but they will adjust your future claims so in affect not forming part of your IVA.
                Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager 
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp 
			 
			
					
				
				Posted: Sun Dec 09, 2007 8:23 pm
				by MelanieGiles
				Hi there
HMRC will generally disregard the IVA if there is an overpayment of tax credits, choosing to claim outside the arrangement by withholding future payments due.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp